Services and Fees
Financial planning is much more than investment management. The wisest financial decisions are made with an eye on your whole financial picture.
Peace of mind comes from knowing you're doing all you can to balance your unique current and future needs. We're here to arm you with personalized, holistic advice, to validate the choices you've already made, and/or suggest alternative choices for your future.
Financial planning to fit your needs
An introductory meeting at no cost ensures our services fit your needs to enable us to form an open and trusting relationship - the key to a successful planning partnership.
Comprehensive planning to review, analyze and make recommendations for net worth building, cash management, risk management (insurance), income tax planning, compensation and benefits, retirement planning, estate planning, investments and other related issues
On-going Consultative Relationships on an as-needed basis enable us to keep in touch and provide periodic adjustments to fine-tune your plan or address new issues as they arise
Special projects such as evaluating early retirement buy-out or severance offers, employee stock option planning, special needs planning, evaluating affordability of senior housing alternatives, and others.
Personal income tax preparation
Fees
Fees are estimated after reviewing your financial information and ensuring we understand your service needs. Most of our clients hire us for long-term relationships under a STANDARD RETAINER for comprehensive, on-going planning. This fee is based on a formula reflecting your assets, your income and the complexity of your planning. Payments may be made monthly, quarterly or annually by check or credit card. Other clients hire us for projects under a LIMITED RETAINER. This fee is estimated based on the number of issues and complexity involved. An initial payment is usually required, with the balance payable when recommendations are presented. In either case, if we agree to work together, a retainer agreement will outline the scope and timeframe of services, fees and mutual responsibilities.